Frequently asked questions
Yes. Creating groups, adding and splitting expenses, and settling up are free.
No, you can add them as guests. When they join later, their balances carry over.
No. It opens your UPI app, and you record the payment in Divipayy. Your money never passes through us.
Divipayy looks at who owes whom across the whole group and works out the smallest number of payments that clears everything. Instead of five people paying each other back and forth, you might need just two transfers.
Yes. Every group has its own currency, and International trip groups let you add expenses in several currencies, each converted at that day's rate.
No. My Budget is private to you, even inside a shared group.
Yes. Everything you've opened before loads instantly without a connection. New expenses send when you're online — if one doesn't go through, tap it to retry.
Coming soon. Divipayy is on Android today.
In the app, open Settings → My profile → Delete account, or see the Delete account page on this site. Shared group balances stay correct for everyone else — your past entries show as "Deleted user".
Yes. Export your My Budget report as a PDF or a CSV spreadsheet.