Terms of Service

Divipayy helps groups record shared expenses and see who owes whom. You are responsible for the accuracy of what you add.

Divipayy records payments; it does not move money. Payments happen in your UPI app, under that provider's terms.

Keep your sign-in secure. You can delete your account at any time.

Premium is a one-time purchase for one group: it unlocks My Budget, payment reminders, receipt photos and international trips for everyone in that group, for as long as the group exists. You can pay with Google Play or with coins. Coins are earned through referrals and Buy me a chai; they have no cash value and can't be withdrawn, transferred or exchanged for money. Buy me a chai is a purchase that supports Divipayy and gives you coins, in the number shown before you buy. Purchases are made through Google Play, and refunds follow Google Play's refund policy.

Don't use Divipayy for anything unlawful, or to harass other members.

We may update these terms. When we do, we'll change the date at the top of this page.